Planning a funeral is already stressful enough without having to worry about going broke in the process. This is why it is so important to make sure that you are doing everything that you can to save some of your hard-earned money. To help you do just that, you may want to take a few moments to review the following money saving tips.
Ask For A Payment Plan
Some funeral homes will allow people to make payments on the cost of the funeral. All you have to do is call around to discuss such options. Of course, you may still be required to put down a certain percentage of the cost, but spreading the rest of the expense over the next year or two can be much easier when you are trying to work within a set budget. Just make sure that you are asking for a breakdown of what will be included in the repayment plan. For example, a headstone is usually purchased elsewhere and therefore would not be included in the funeral package.
Rent A Fancier Casket
If you have the desire to have the fanciest casket for the viewings, but really cannot afford to buy one, you might consider renting one. You can rent a luxury top-of-the-line casket from the funeral home that will only be used during the viewings. Then, you will purchase a more affordable one for the burial. If renting a casket is not an ideal solution for you, then you might want to shop elsewhere for the casket, as you might be able to find a lovely-looking casket for a cheaper price straight from the manufacturer.
Skip A Viewing Or Two
Some people insist on having as many viewings as possible and there is nothing wrong with that. Of course, this desire comes with a price, and it might not be one that you can afford at the moment. In order to save some money, you may want to think about reducing the number of viewings at the funeral home. Therefore, you might want to consider having a single day of viewings, as there can still be a morning and evening viewing. This will ensure that everyone has a chance to pay their final respects and to share their sympathies with the family.
With those few tips in mind, you should have no trouble figuring out how to cut the funeral bill down into something a little more affordable for you. Contact a local funeral home like Marine Park Funeral Home Inc for more information.